Health
Insurance ExpertMANU HARISHYour trusted health insurance advisor
Insurance ExpertMANU HARISHYour trusted health insurance advisor
Discounts and offers on
HDFC ERGO Optima Secure+
Each discount below is listed by HDFC ERGO and has its own eligibility. Not every discount applies to every customer.
6% / 8%
Long-term discount6% for a 2-year policy and 8% for a 3-year or longer policy.
Eligibility:When the premium is paid for the multi-year term.
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5%
Lifetime discountAn additional 5% lifetime discount for first-time retail health insurance buyers.
Eligibility:All insured persons must be 35 years or younger at policy inception. Renewal conditions as per policy wording.
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Up to 21%
Favourable claims experience discountA discount of up to 21% for first-time buyers, as per the policy wording.
Eligibility:First-time buyers, subject to the policy wording and underwriting.
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Loyalty
Loyalty discountA discount for customers who already hold an active HDFC ERGO retail policy.
Eligibility:As per the insurer’s terms for existing policyholders.
💬 Ask on WhatsAppPlease note: The above discounts are provided by HDFC ERGO and are subject to change. Eligibility, terms and conditions apply as per the policy wording. Please contact us for personalised guidance on the latest offers and applicable discounts.